The Pink Slip Index

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Calculate exactly how many months your personal financial reserves can protect your family if your active paycheck drops to zero.

Fifty Thousand Rupees
Thirty Five Thousand Rupees
(FD, Demat, MFs, Cash, Gold) Fifteen Lakhs Rupees
(Estimated Property Market Value) Forty Lakhs Rupees
(Includes: Home, Car, Personal, Top-Up Debt) Forty Lakhs Rupees
Your Money Reserve
0 Months
(0.0 Years of Fuel)
This number is basic number. On the next page, we find out what breaks your money reserve in a proper way.
1
📉 The Expense Drilldown check detailed monthly expenses. seperate your fixed home EMIs and family costs from your luxury spending.
2
☣️ Real-World Market Shocks See what a market crash does to your real liquid cash pool while your home value stays locked.
3
🛑 The Termination Notice Card Try Cutting down your salary to zero to check your true runway moeny resreve.

The reality

Standard financial projections often keep you passive. They encourage looking at static, round-number baselines that hide lifestyle vulnerabilities. These fields are unverified estimates—the sandbox workbench is where we evaluate how your capital reserves actually sustain your dependents when primary active payroll handles shift or drop entirely.

SEBI / ICAI Compliance

This application is an abstract mathematical simulation model, not a regulated financial planning product or advisory service. In strict compliance with regulatory codes, the operator is a CA qualified to provide professional tax advice; however, this tool does not offer investment advice, customized asset allocation strategies, or product recommendations.
⚖️ A Note from the Founder
I built this diagnostic after 20 years in the corporate grind and 4 years living on a single-income, self-funded balance sheet. When an entire family depends on one income, generic 4% rules and aggressive return assumptions don't work. You need cold, conservative balance sheet math that accounts for Indian tax drag, emergency cash haircuts, and zero-income survival. No products to sell, no commercial bias—just pure balance sheet reality.

THE PINK SLIP INDEX

Zero-Income Capital Defense Screener

Your Capital Runway
0 Months
(0.0 Years of Fuel)
Testing payroll breach...
💸 Monthly In-Hand ₹50,000
₹30k
₹50k
₹1.0L
₹2.0L
₹
🔥 Monthly Living Burn ₹35,000
₹25k
₹35k
₹60k
₹1.0L
₹
💰 Liquid Capital (FD + Demat) ₹15.0L
₹5L
₹15L
₹35L
₹75L
₹
🏡 Real Estate & Debt Net Balance
⚖️ Founder's Note & Compliance

Why this exists: Built after 20 years in corporate roles and 4 years living on a single-income self-funded balance sheet. Generic 4% rules fail in India due to medical inflation and high tax friction. This tool isolates cold balance sheet survival math.

ICAI / Regulatory Compliance: This application is a mathematical simulation model, not a SEBI-registered advisory service or product recommendation engine. Calculations are abstract estimates designed for risk exploration.